5 Things You Can Do Now that Your Future Self Will Thank You For


Have you ever imagined what it would be like when you retire and have all that time to yourself? Are you going to be comfortable and relaxed, always ready to plan for the next vacation or anxious and filled with regrets? You are definitely saying no to the latter.

I know it is a thought that leaves many people uneasy, but planning for the future is very important and there is no ‘specific’ date to do so. In fact the best time is now. The following tips can help prepare a soft landing which your future self will surely thank you for.

  1. Review your Retirement Budget

Review your retirement budget regularly to make up for changes in costs and standard of living. Note that as you get older, expenses and responsibilities will change and you have to adjust for these. Be sure to have some emergency funds set aside too. Look up possible retirement income here.

  1. Check your Insurance

Insurance policies and coverage are also susceptible to changes in the economy and your lifestyle. Always check your income protection for expiry dates. You may also cover life and home. If you make a claim early, ensure that you renew your agreement.

  1. Monitor your Health

Your health is just as important as your wealth. So while you keep tabs on your financial status, you must do the same for your health. Mark calendar dates for visits to your general practitioner, eat healthy and exercise regularly. Click to learn more about healthy eating.

  1. Avoid Needless Risks

As you get older, it will be wise to cut off reckless and unhealthy habits. People have often been known to gamble away their life savings at a whim, which can have a devastating impact on retirement funds. If you smoke, it’s never too late to quit – a study by the British Medical Journal found that those who quit smoking, even after their 60th birthday, have a much lower risk of dying from cardiovascular disease.

  1. Review your Will

You might already have a Will, but when was the last time you updated it? It’s crucial that you keep your Will up-to-date as your circumstances can change – experts recommend that you update it once a year. Failure to have an up-to-date and valid Will so has seen many families torn apart by legal battles and suits, with lawyers deciding who is responsible for your affairs and who inherits what.

You don’t have to be in proximity with your retirement date before setting up an adequate plan. Do so today.

One thought on “5 Things You Can Do Now that Your Future Self Will Thank You For

  1. Pingback: Luxury Breaks To Rekindle The Romance | The Beautiful Struggler

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